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[] NIST Special Publication 800-63B, states: "Verifiers S...

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NIST Special Publication 800-63B, states:

"Verifiers SHOULD NOT require memorized secrets to be changed arbitrarily (e.g., periodically)."

None of the organisation I have worked at in the last ten years have followed this advice. One financial services organization I worked at in 2018, required password changes every 30 days!

https://pages.nist.gov/800-63-3/sp800-63b.html

#memorizedsecrets


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